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Scammers are doing their best to hit us from just about every possible avenue these days, from email phishing to fake websites to cell phone SMi Shing, and everything in between.Much like master pickpockets learn to use misdirection to confuse and distract their victims, modern-day internet-based scammers use fear, false urgency, curiosity, and other tactics to help them in their quest to steal money and information.Victims of scams don't always report when they've been conned because they feel embarrassed for having fallen for a scam.

Adding a security freeze to your credit reporting helps to halt ID thieves from opening accounts using your stolen identity.

When a security freeze is in effect, if someone tries to get a loan or open an account using your name, the credit reporting agency will ask the requester for your PIN or password before they give over your credit score to the lender.

It can be hard to bring scammers to justice because of the difficulties associated with tracking them down.

Scammers often cover their tracks by using fake or stolen identities, coupled with anonymizing Internet services, spoofed e-mail addresses, and disposable phone numbers.

But consider this: according to a recent Workplace Options survey, nearly 85% of 18-29 year olds would have a romantic relationship with a co-worker, compared to just over 35% for 30-46 year olds and about 30% of 47-66 year olds.

Even more shocking is that 40% of those 18-29 year olds would date their supervisors.

Since the identity thief won't know your PIN, assuming the lender is following proper procedures, the lender won't give them an account without knowing if they have good credit.

If you opt for a security freeze then you will need to contact all 3 of the major credit bureaus and put in a freeze request with each of them.

When your routine is work-sleep-work, going out to date does not seem like a real option for many.

According to the Career Builder survey, some industries are more prone to inter-office dating than others.

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